What I see is that most americans don't know when to say when.

When I see young people having to have the best of everything, without thinking of their credit, you realize that we haven't done what we need to do. Sometimes we teach "it's all about now." educe credit card fees, which may add up to more than $100 a year, by getting rid of all but one or two cards, and by avoiding late payment and over-the-credit limit fees.

What scares me the most is when we do have problems. Can our children manage their finance or will they be forced to continually work for big business? (in the form of owning them)

Is our society strictly based upon what you own? Or where you stand in the community?, If so, where does one turn back the hands of time to where decency and humility are part of our culture?

I think that the reason credit card companies own us is that we as the american public allow this to happen. Geez, watch the T.V, and what do you see? Ads for living NOW, and not later,,isn't that what we see?

So now back to my title: When to say When? You see its up to us to make our children realize that:

1. They don't always need the best, hand-me-downs and garage sale items will work.

2. Prorities are family and friends, In that order.

3. Always try to achieve your goal.

4. Above all, try to achieve self happiness.







Articles publish with permission from 123debt.com.